Minimum Essential Coverage

Affordable Employee Benefit Solutions

MEC Plans are our most affordable plan and are great for employees that typically would opt-out.

In today’s competitive landscape, our MEC plans help set your business apart from the rest.

A Healthcare Plan That’s
Just Right for You

Our Essential, Advantage, and Elite plan options are designed to be affordable and provide great benefits:

  • Quality Health Coverage – Affordable options for business owners with 100% coverage on preventive services when using network providers.
  • More than Most MEC Plans – Primary Care, Specialist Visits, Outpatient X-ray & Labs, Specialized Testing, Emergency Room and Urgent Care benefits.
  • Convenience of Teladoc – Get access to unlimited 24/7 Teladoc for general medical, dermatology, and behavioral health with $0 copay.
  • Pharmacy Benefits – 100% coverage on preventive prescriptions and drug discounts on all medications, when not covered under a plan
  • Preventive Services – Our plans cover 15+ services for adults, 20+ services for women, and 25+ services for children, including immunizations.
  • Flexible – Available for groups of 2 or more, Family plans available
  • Easy to Use – No medical underwriting required, No deductibles or coinsurance

MEC Plans Offer:

Unlimited 24/7 Teladoc at $0 Copay

Access to nearly 1 Million health care professionals and network pricing with First Health Limited Benefit Network

Meets the ACA requirements for minimum essential coverage

Adult Preventative Services – 15+ services for adults, such as cancer and HIV testing and diet counseling

Women Preventative Services –20+ services for women, including anemia testing for pregnant women

Children Preventative Services – 25+ services for children, like oral health and lead screening

To be a competitive employer, you need to stand out. That means the ability to offer your employees plans that meet their needs and budget. With SmartCare by Elan, You can offer a choice of plans that best fits yours and your employees needs.

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