Say goodbye to the hassle and hello to a customized solution that perfectly fits your needs!

Challenge the Status Quo

We’re breaking away from traditional healthcare norms and paving the way for a brighter, simpler future.

Customized to Your Needs

No more one-size-fits-all solutions! Our plans are tailored to meet the specific requirements of your business and employees.

Multi-Vendor Alignment 

We bring together the best vendors in the industry under one roof, ensuring seamless coordination and maximum benefits for you.

Breaking down barriers to provide accessible and outstanding healthcare.

Customized healthcare solutions that leverage the best of Traditional and Self-Insured plans.

Traditional (Fully-Insured) Plans

PROS

  • The most common plan type, “the way it’s always been done.”
  • Simple to understand, little experience required

CONS

  • Employer pays for the insurance company’s profit margin, overhead, taxes, and fees
  • Inflexible benefit offerings
  • No transparency as to where the dollar is going
  • No incentive for long term cost control

Self-Insured

PROS

  • Lower cost than Traditional Plans, no premium taxes
  • Somewhat customizable

CONS

  • Heavy administrative burden
  • Steep learning curve
  • Stop Loss Insurance is expensive and must be tracked
  • Surplus not guaranteed

SmartCare

PROS

  • The benefits of Self-Insured with the ease of traditional plans
  • Lower cost than Traditional Plans
  • We keep it simple, no learning curve
  • Flexible benefits, offer more than 1 plan type
  • Full transparency, know where every dollar is spent
  • (You-focused) Success is measured by controlling cost in the long-term
  • Upfront Surplus, built into your rates

CONS

  • Stepping outside your comfort zone and trying something new*

* Stepping outside your comfort zone and trying something new can be challenging but we believe ‘Challenging the Status Quo’ has its rewards. According to a survey by WellNet5, 98% of brokers and consultants believe in the effectiveness of a level-funding strategy for long-term solutions. Talk to us today to discover what we can do for your business!

We bring together the best partners in the industry under one roof, ensuring seamless coordination and maximum benefits for you.

Speak with a SmartCare Representative, Today!